{
  "schema": "assetory-ledger-v1",
  "name": "示例账本（6个月趋势演示）",
  "createdAt": "2026-01-01T00:00:00.000Z",
  "months": {
    "2026-01": {
      "opening": [
        {
          "id": "cash-cny",
          "cls": "cash",
          "name": "招商银行·活期",
          "value": 90300
        },
        {
          "id": "cash-usd",
          "cls": "cash",
          "name": "盈透证券·美元余额",
          "value": 2200
        },
        {
          "id": "stock-voo",
          "cls": "stock",
          "name": "VOO",
          "qty": 12,
          "price": 545
        },
        {
          "id": "stock-moutai",
          "cls": "stock",
          "name": "贵州茅台",
          "qty": 30,
          "price": 1500
        },
        {
          "id": "fund-gold",
          "cls": "fund",
          "name": "黄金 ETF",
          "value": 38000
        },
        {
          "id": "home",
          "cls": "fixed",
          "name": "自住房",
          "value": 1800000
        },
        {
          "id": "mortgage",
          "cls": "liability",
          "name": "住房贷款",
          "value": 824500
        }
      ],
      "balance": [
        {
          "id": "cash-cny",
          "cls": "cash",
          "group": "现金",
          "name": "招商银行·活期",
          "account": "招商银行",
          "currency": "CNY",
          "value": 108000
        },
        {
          "id": "cash-usd",
          "cls": "cash",
          "group": "现金",
          "name": "盈透证券·美元余额",
          "account": "盈透证券",
          "currency": "USD",
          "value": 2200
        },
        {
          "id": "stock-voo",
          "cls": "stock",
          "group": "美股",
          "name": "VOO",
          "account": "盈透证券",
          "currency": "USD",
          "qty": 12,
          "price": 545,
          "auto": true,
          "market": "US",
          "symbol": "VOO",
          "priceStatus": "ok",
          "priceAt": "2026-01-30(历史收盘)",
          "costBasisCNY": 46826.4
        },
        {
          "id": "stock-moutai",
          "cls": "stock",
          "group": "A股",
          "name": "贵州茅台",
          "account": "招商证券",
          "currency": "CNY",
          "qty": 30,
          "price": 1500,
          "auto": true,
          "market": "CN",
          "symbol": "600519",
          "priceStatus": "ok",
          "priceAt": "2026-01-30(历史收盘)",
          "costBasisCNY": 45000
        },
        {
          "id": "fund-gold",
          "cls": "fund",
          "group": "基金",
          "name": "黄金 ETF",
          "account": "支付宝",
          "currency": "CNY",
          "value": 38000,
          "manualPriceAt": "2026-01",
          "costBasisCNY": 38000
        },
        {
          "id": "home",
          "cls": "fixed",
          "group": "固定资产",
          "name": "自住房",
          "currency": "CNY",
          "value": 1800000,
          "manualPriceAt": "2026-01",
          "costBasisCNY": 1800000,
          "account": ""
        },
        {
          "id": "mortgage",
          "cls": "liability",
          "group": "负债",
          "name": "住房贷款",
          "account": "招商银行",
          "currency": "CNY",
          "value": 820000
        }
      ],
      "flows": [
        {
          "id": "jan-income",
          "kind": "income",
          "date": "2026-01-10",
          "subcat": "工资",
          "amount": 32000,
          "currency": "CNY",
          "toAssetId": "cash-cny",
          "note": "演示收入",
          "nonCashIncome": false,
          "incomeAssetMode": "value"
        },
        {
          "id": "jan-expense",
          "kind": "expense",
          "date": "2026-01-22",
          "subcat": "日常",
          "amount": 9800,
          "currency": "CNY",
          "fromAssetId": "cash-cny",
          "note": "演示支出"
        },
        {
          "id": "jan-repay",
          "kind": "repay",
          "date": "2026-01-28",
          "amount": 4500,
          "currency": "CNY",
          "fromAssetId": "cash-cny",
          "toAssetId": "mortgage",
          "note": "演示还款"
        }
      ],
      "fxRates": {
        "CNY": 1,
        "USD": 7.16,
        "_status": {
          "USD": "ok"
        },
        "_date": "2026-01-30"
      },
      "createdAt": "2026-01-01T00:00:00.000Z",
      "updatedAt": "2026-01-01T00:00:00.000Z",
      "revision": 0,
      "sourceRevision": 0,
      "changeLog": []
    },
    "2026-02": {
      "opening": [
        {
          "id": "cash-cny",
          "cls": "cash",
          "name": "招商银行·活期",
          "value": 108000
        },
        {
          "id": "cash-usd",
          "cls": "cash",
          "name": "盈透证券·美元余额",
          "value": 2200
        },
        {
          "id": "stock-voo",
          "cls": "stock",
          "name": "VOO",
          "qty": 12,
          "price": 545
        },
        {
          "id": "stock-moutai",
          "cls": "stock",
          "name": "贵州茅台",
          "qty": 30,
          "price": 1500
        },
        {
          "id": "fund-gold",
          "cls": "fund",
          "name": "黄金 ETF",
          "value": 38000
        },
        {
          "id": "home",
          "cls": "fixed",
          "name": "自住房",
          "value": 1800000
        },
        {
          "id": "mortgage",
          "cls": "liability",
          "name": "住房贷款",
          "value": 820000
        }
      ],
      "balance": [
        {
          "id": "cash-cny",
          "cls": "cash",
          "group": "现金",
          "name": "招商银行·活期",
          "account": "招商银行",
          "currency": "CNY",
          "value": 126000
        },
        {
          "id": "cash-usd",
          "cls": "cash",
          "group": "现金",
          "name": "盈透证券·美元余额",
          "account": "盈透证券",
          "currency": "USD",
          "value": 2900
        },
        {
          "id": "stock-voo",
          "cls": "stock",
          "group": "美股",
          "name": "VOO",
          "account": "盈透证券",
          "currency": "USD",
          "qty": 12,
          "price": 560,
          "auto": true,
          "market": "US",
          "symbol": "VOO",
          "priceStatus": "ok",
          "priceAt": "2026-02-27(历史收盘)",
          "costBasisCNY": 48249.6
        },
        {
          "id": "stock-moutai",
          "cls": "stock",
          "group": "A股",
          "name": "贵州茅台",
          "account": "招商证券",
          "currency": "CNY",
          "qty": 30,
          "price": 1480,
          "auto": true,
          "market": "CN",
          "symbol": "600519",
          "priceStatus": "ok",
          "priceAt": "2026-02-27(历史收盘)",
          "costBasisCNY": 44400
        },
        {
          "id": "fund-gold",
          "cls": "fund",
          "group": "基金",
          "name": "黄金 ETF",
          "account": "支付宝",
          "currency": "CNY",
          "value": 40500,
          "manualPriceAt": "2026-02",
          "costBasisCNY": 40500
        },
        {
          "id": "home",
          "cls": "fixed",
          "group": "固定资产",
          "name": "自住房",
          "currency": "CNY",
          "value": 1800000,
          "manualPriceAt": "2026-02",
          "costBasisCNY": 1800000,
          "account": ""
        },
        {
          "id": "mortgage",
          "cls": "liability",
          "group": "负债",
          "name": "住房贷款",
          "account": "招商银行",
          "currency": "CNY",
          "value": 815500
        }
      ],
      "flows": [
        {
          "id": "feb-income",
          "kind": "income",
          "date": "2026-02-10",
          "subcat": "工资",
          "amount": 32000,
          "currency": "CNY",
          "toAssetId": "cash-cny",
          "note": "演示收入",
          "nonCashIncome": false,
          "incomeAssetMode": "value"
        },
        {
          "id": "feb-expense",
          "kind": "expense",
          "date": "2026-02-16",
          "subcat": "旅行",
          "amount": 7600,
          "currency": "CNY",
          "fromAssetId": "cash-cny",
          "note": "演示支出"
        },
        {
          "id": "feb-transfer",
          "kind": "transfer",
          "date": "2026-02-20",
          "amount": 14000,
          "toAmount": 1950,
          "currency": "CNY",
          "toCurrency": "USD",
          "fxRate": 0.1393,
          "fromAssetId": "cash-cny",
          "toAssetId": "cash-usd",
          "note": "换汇至美元账户"
        },
        {
          "id": "2026-02-migration-cash-cny",
          "kind": "valuation",
          "date": "2026-02-28",
          "amount": 7600,
          "currency": "CNY",
          "toAssetId": "cash-cny",
          "note": "演示账本余额调整"
        },
        {
          "id": "2026-02-migration-cash-usd",
          "kind": "valuation",
          "date": "2026-02-28",
          "amount": -1250,
          "currency": "USD",
          "toAssetId": "cash-usd",
          "note": "演示账本余额调整"
        },
        {
          "id": "2026-02-migration-fund-gold",
          "kind": "valuation",
          "date": "2026-02-28",
          "amount": 2500,
          "currency": "CNY",
          "toAssetId": "fund-gold",
          "note": "演示账本余额调整"
        },
        {
          "id": "2026-02-migration-mortgage",
          "kind": "valuation",
          "date": "2026-02-28",
          "amount": -4500,
          "currency": "CNY",
          "toAssetId": "mortgage",
          "note": "演示账本余额调整"
        }
      ],
      "fxRates": {
        "CNY": 1,
        "USD": 7.18,
        "_status": {
          "USD": "ok"
        },
        "_date": "2026-02-27"
      },
      "copiedFrom": "2026-01",
      "createdAt": "2026-02-01T00:00:00.000Z",
      "updatedAt": "2026-02-01T00:00:00.000Z",
      "revision": 0,
      "sourceRevision": 0,
      "changeLog": []
    },
    "2026-03": {
      "opening": [
        {
          "id": "cash-cny",
          "cls": "cash",
          "name": "招商银行·活期",
          "value": 126000
        },
        {
          "id": "cash-usd",
          "cls": "cash",
          "name": "盈透证券·美元余额",
          "value": 2900
        },
        {
          "id": "stock-voo",
          "cls": "stock",
          "name": "VOO",
          "qty": 12,
          "price": 560
        },
        {
          "id": "stock-moutai",
          "cls": "stock",
          "name": "贵州茅台",
          "qty": 30,
          "price": 1480
        },
        {
          "id": "fund-gold",
          "cls": "fund",
          "name": "黄金 ETF",
          "value": 40500
        },
        {
          "id": "home",
          "cls": "fixed",
          "name": "自住房",
          "value": 1800000
        },
        {
          "id": "mortgage",
          "cls": "liability",
          "name": "住房贷款",
          "value": 815500
        }
      ],
      "balance": [
        {
          "id": "cash-cny",
          "cls": "cash",
          "group": "现金",
          "name": "招商银行·活期",
          "account": "招商银行",
          "currency": "CNY",
          "value": 103000
        },
        {
          "id": "cash-usd",
          "cls": "cash",
          "group": "现金",
          "name": "盈透证券·美元余额",
          "account": "盈透证券",
          "currency": "USD",
          "value": 1750
        },
        {
          "id": "stock-voo",
          "cls": "stock",
          "group": "美股",
          "name": "VOO",
          "account": "盈透证券",
          "currency": "USD",
          "qty": 14,
          "price": 540,
          "auto": true,
          "market": "US",
          "symbol": "VOO",
          "priceStatus": "ok",
          "priceAt": "2026-03-31(历史收盘)",
          "costBasisCNY": 54356.4
        },
        {
          "id": "stock-moutai",
          "cls": "stock",
          "group": "A股",
          "name": "贵州茅台",
          "account": "招商证券",
          "currency": "CNY",
          "qty": 30,
          "price": 1525,
          "auto": true,
          "market": "CN",
          "symbol": "600519",
          "priceStatus": "ok",
          "priceAt": "2026-03-31(历史收盘)",
          "costBasisCNY": 45750
        },
        {
          "id": "fund-gold",
          "cls": "fund",
          "group": "基金",
          "name": "黄金 ETF",
          "account": "支付宝",
          "currency": "CNY",
          "value": 43000,
          "manualPriceAt": "2026-03",
          "costBasisCNY": 43000
        },
        {
          "id": "home",
          "cls": "fixed",
          "group": "固定资产",
          "name": "自住房",
          "currency": "CNY",
          "value": 1805000,
          "manualPriceAt": "2026-03",
          "costBasisCNY": 1805000,
          "account": ""
        },
        {
          "id": "mortgage",
          "cls": "liability",
          "group": "负债",
          "name": "住房贷款",
          "account": "招商银行",
          "currency": "CNY",
          "value": 811000
        }
      ],
      "flows": [
        {
          "id": "mar-income",
          "kind": "income",
          "date": "2026-03-10",
          "subcat": "工资",
          "amount": 32000,
          "currency": "CNY",
          "toAssetId": "cash-cny",
          "note": "演示收入",
          "nonCashIncome": false,
          "incomeAssetMode": "value"
        },
        {
          "id": "mar-buy",
          "kind": "buy",
          "date": "2026-03-18",
          "amount": 10500,
          "holdingAmount": 1460,
          "currency": "CNY",
          "holdingCurrency": "USD",
          "qty": 2,
          "price": 730,
          "fxRate": 7.19,
          "fromAssetId": "cash-cny",
          "toAssetId": "stock-voo",
          "note": "买入美股 ETF"
        },
        {
          "id": "mar-expense",
          "kind": "expense",
          "date": "2026-03-25",
          "subcat": "日常",
          "amount": 8800,
          "currency": "CNY",
          "fromAssetId": "cash-cny",
          "note": "演示支出"
        },
        {
          "id": "mar-home-valuation",
          "kind": "valuation",
          "date": "2026-03-31",
          "amount": 5000,
          "currency": "CNY",
          "toAssetId": "home",
          "note": "手工估值调整"
        },
        {
          "id": "2026-03-migration-cash-cny",
          "kind": "valuation",
          "date": "2026-03-31",
          "amount": -35700,
          "currency": "CNY",
          "toAssetId": "cash-cny",
          "note": "演示账本余额调整"
        },
        {
          "id": "2026-03-migration-cash-usd",
          "kind": "valuation",
          "date": "2026-03-31",
          "amount": -1150,
          "currency": "USD",
          "toAssetId": "cash-usd",
          "note": "演示账本余额调整"
        },
        {
          "id": "2026-03-migration-fund-gold",
          "kind": "valuation",
          "date": "2026-03-31",
          "amount": 2500,
          "currency": "CNY",
          "toAssetId": "fund-gold",
          "note": "演示账本余额调整"
        },
        {
          "id": "2026-03-migration-mortgage",
          "kind": "valuation",
          "date": "2026-03-31",
          "amount": -4500,
          "currency": "CNY",
          "toAssetId": "mortgage",
          "note": "演示账本余额调整"
        }
      ],
      "fxRates": {
        "CNY": 1,
        "USD": 7.19,
        "_status": {
          "USD": "ok"
        },
        "_date": "2026-03-31"
      },
      "copiedFrom": "2026-02",
      "createdAt": "2026-03-01T00:00:00.000Z",
      "updatedAt": "2026-03-01T00:00:00.000Z",
      "revision": 0,
      "sourceRevision": 0,
      "changeLog": []
    },
    "2026-04": {
      "opening": [
        {
          "id": "cash-cny",
          "cls": "cash",
          "name": "招商银行·活期",
          "value": 103000
        },
        {
          "id": "cash-usd",
          "cls": "cash",
          "name": "盈透证券·美元余额",
          "value": 1750
        },
        {
          "id": "stock-voo",
          "cls": "stock",
          "name": "VOO",
          "qty": 14,
          "price": 540
        },
        {
          "id": "stock-moutai",
          "cls": "stock",
          "name": "贵州茅台",
          "qty": 30,
          "price": 1525
        },
        {
          "id": "fund-gold",
          "cls": "fund",
          "name": "黄金 ETF",
          "value": 43000
        },
        {
          "id": "home",
          "cls": "fixed",
          "name": "自住房",
          "value": 1805000
        },
        {
          "id": "mortgage",
          "cls": "liability",
          "name": "住房贷款",
          "value": 811000
        }
      ],
      "balance": [
        {
          "id": "cash-cny",
          "cls": "cash",
          "group": "现金",
          "name": "招商银行·活期",
          "account": "招商银行",
          "currency": "CNY",
          "value": 138000
        },
        {
          "id": "cash-usd",
          "cls": "cash",
          "group": "现金",
          "name": "盈透证券·美元余额",
          "account": "盈透证券",
          "currency": "USD",
          "value": 1600
        },
        {
          "id": "stock-voo",
          "cls": "stock",
          "group": "美股",
          "name": "VOO",
          "account": "盈透证券",
          "currency": "USD",
          "qty": 14,
          "price": 575,
          "auto": true,
          "market": "US",
          "symbol": "VOO",
          "priceStatus": "ok",
          "priceAt": "2026-04-30(历史收盘)",
          "costBasisCNY": 58040.5
        },
        {
          "id": "stock-moutai",
          "cls": "stock",
          "group": "A股",
          "name": "贵州茅台",
          "account": "招商证券",
          "currency": "CNY",
          "qty": 32,
          "price": 1570,
          "auto": true,
          "market": "CN",
          "symbol": "600519",
          "priceStatus": "ok",
          "priceAt": "2026-04-30(历史收盘)",
          "costBasisCNY": 50240
        },
        {
          "id": "fund-gold",
          "cls": "fund",
          "group": "基金",
          "name": "黄金 ETF",
          "account": "支付宝",
          "currency": "CNY",
          "value": 45000,
          "manualPriceAt": "2026-04",
          "costBasisCNY": 45000
        },
        {
          "id": "home",
          "cls": "fixed",
          "group": "固定资产",
          "name": "自住房",
          "currency": "CNY",
          "value": 1805000,
          "manualPriceAt": "2026-04",
          "costBasisCNY": 1805000,
          "account": ""
        },
        {
          "id": "mortgage",
          "cls": "liability",
          "group": "负债",
          "name": "住房贷款",
          "account": "招商银行",
          "currency": "CNY",
          "value": 806500
        }
      ],
      "flows": [
        {
          "id": "apr-income",
          "kind": "income",
          "date": "2026-04-10",
          "subcat": "工资",
          "amount": 32000,
          "currency": "CNY",
          "toAssetId": "cash-cny",
          "note": "演示收入",
          "nonCashIncome": false,
          "incomeAssetMode": "value"
        },
        {
          "id": "apr-buy",
          "kind": "buy",
          "date": "2026-04-17",
          "amount": 3100,
          "currency": "CNY",
          "qty": 2,
          "price": 1550,
          "fromAssetId": "cash-cny",
          "toAssetId": "stock-moutai",
          "note": "调仓买入 A 股"
        },
        {
          "id": "apr-repay",
          "kind": "repay",
          "date": "2026-04-28",
          "amount": 4500,
          "currency": "CNY",
          "fromAssetId": "cash-cny",
          "toAssetId": "mortgage",
          "note": "演示还款"
        },
        {
          "id": "2026-04-migration-cash-cny",
          "kind": "valuation",
          "date": "2026-04-30",
          "amount": 10600,
          "currency": "CNY",
          "toAssetId": "cash-cny",
          "note": "演示账本余额调整"
        },
        {
          "id": "2026-04-migration-cash-usd",
          "kind": "valuation",
          "date": "2026-04-30",
          "amount": -150,
          "currency": "USD",
          "toAssetId": "cash-usd",
          "note": "演示账本余额调整"
        },
        {
          "id": "2026-04-migration-fund-gold",
          "kind": "valuation",
          "date": "2026-04-30",
          "amount": 2000,
          "currency": "CNY",
          "toAssetId": "fund-gold",
          "note": "演示账本余额调整"
        }
      ],
      "fxRates": {
        "CNY": 1,
        "USD": 7.21,
        "_status": {
          "USD": "ok"
        },
        "_date": "2026-04-30"
      },
      "copiedFrom": "2026-03",
      "createdAt": "2026-04-01T00:00:00.000Z",
      "updatedAt": "2026-04-01T00:00:00.000Z",
      "revision": 0,
      "sourceRevision": 0,
      "changeLog": []
    },
    "2026-05": {
      "opening": [
        {
          "id": "cash-cny",
          "cls": "cash",
          "name": "招商银行·活期",
          "value": 138000
        },
        {
          "id": "cash-usd",
          "cls": "cash",
          "name": "盈透证券·美元余额",
          "value": 1600
        },
        {
          "id": "stock-voo",
          "cls": "stock",
          "name": "VOO",
          "qty": 14,
          "price": 575
        },
        {
          "id": "stock-moutai",
          "cls": "stock",
          "name": "贵州茅台",
          "qty": 32,
          "price": 1570
        },
        {
          "id": "fund-gold",
          "cls": "fund",
          "name": "黄金 ETF",
          "value": 45000
        },
        {
          "id": "home",
          "cls": "fixed",
          "name": "自住房",
          "value": 1805000
        },
        {
          "id": "mortgage",
          "cls": "liability",
          "name": "住房贷款",
          "value": 806500
        }
      ],
      "balance": [
        {
          "id": "cash-cny",
          "cls": "cash",
          "group": "现金",
          "name": "招商银行·活期",
          "account": "招商银行",
          "currency": "CNY",
          "value": 121000
        },
        {
          "id": "cash-usd",
          "cls": "cash",
          "group": "现金",
          "name": "盈透证券·美元余额",
          "account": "盈透证券",
          "currency": "USD",
          "value": 2550
        },
        {
          "id": "stock-voo",
          "cls": "stock",
          "group": "美股",
          "name": "VOO",
          "account": "盈透证券",
          "currency": "USD",
          "qty": 13,
          "price": 590,
          "auto": true,
          "market": "US",
          "symbol": "VOO",
          "priceStatus": "ok",
          "priceAt": "2026-05-29(历史收盘)",
          "costBasisCNY": 55454.100000000006
        },
        {
          "id": "stock-moutai",
          "cls": "stock",
          "group": "A股",
          "name": "贵州茅台",
          "account": "招商证券",
          "currency": "CNY",
          "qty": 32,
          "price": 1540,
          "auto": true,
          "market": "CN",
          "symbol": "600519",
          "priceStatus": "ok",
          "priceAt": "2026-05-29(历史收盘)",
          "costBasisCNY": 49280
        },
        {
          "id": "fund-gold",
          "cls": "fund",
          "group": "基金",
          "name": "黄金 ETF",
          "account": "支付宝",
          "currency": "CNY",
          "value": 47000,
          "manualPriceAt": "2026-05",
          "costBasisCNY": 47000
        },
        {
          "id": "home",
          "cls": "fixed",
          "group": "固定资产",
          "name": "自住房",
          "currency": "CNY",
          "value": 1810000,
          "manualPriceAt": "2026-05",
          "costBasisCNY": 1810000,
          "account": ""
        },
        {
          "id": "mortgage",
          "cls": "liability",
          "group": "负债",
          "name": "住房贷款",
          "account": "招商银行",
          "currency": "CNY",
          "value": 802000
        }
      ],
      "flows": [
        {
          "id": "may-income",
          "kind": "income",
          "date": "2026-05-10",
          "subcat": "工资",
          "amount": 32000,
          "currency": "CNY",
          "toAssetId": "cash-cny",
          "note": "演示收入",
          "nonCashIncome": false,
          "incomeAssetMode": "value"
        },
        {
          "id": "may-expense",
          "kind": "expense",
          "date": "2026-05-19",
          "subcat": "购物",
          "amount": 12800,
          "currency": "CNY",
          "fromAssetId": "cash-cny",
          "note": "演示支出"
        },
        {
          "id": "may-sell",
          "kind": "sell",
          "date": "2026-05-26",
          "amount": 620,
          "holdingAmount": 85,
          "currency": "CNY",
          "holdingCurrency": "USD",
          "qty": 1,
          "price": 85,
          "fxRate": 7.29,
          "fromAssetId": "stock-voo",
          "toAssetId": "cash-cny",
          "note": "卖出部分美股 ETF"
        },
        {
          "id": "2026-05-migration-cash-cny",
          "kind": "valuation",
          "date": "2026-05-31",
          "amount": -36820,
          "currency": "CNY",
          "toAssetId": "cash-cny",
          "note": "演示账本余额调整"
        },
        {
          "id": "2026-05-migration-cash-usd",
          "kind": "valuation",
          "date": "2026-05-31",
          "amount": 950,
          "currency": "USD",
          "toAssetId": "cash-usd",
          "note": "演示账本余额调整"
        },
        {
          "id": "2026-05-migration-fund-gold",
          "kind": "valuation",
          "date": "2026-05-31",
          "amount": 2000,
          "currency": "CNY",
          "toAssetId": "fund-gold",
          "note": "演示账本余额调整"
        },
        {
          "id": "2026-05-migration-home",
          "kind": "valuation",
          "date": "2026-05-31",
          "amount": 5000,
          "currency": "CNY",
          "toAssetId": "home",
          "note": "演示账本余额调整"
        },
        {
          "id": "2026-05-migration-mortgage",
          "kind": "valuation",
          "date": "2026-05-31",
          "amount": -4500,
          "currency": "CNY",
          "toAssetId": "mortgage",
          "note": "演示账本余额调整"
        }
      ],
      "fxRates": {
        "CNY": 1,
        "USD": 7.23,
        "_status": {
          "USD": "ok"
        },
        "_date": "2026-05-29"
      },
      "copiedFrom": "2026-04",
      "createdAt": "2026-05-01T00:00:00.000Z",
      "updatedAt": "2026-05-01T00:00:00.000Z",
      "revision": 0,
      "sourceRevision": 0,
      "changeLog": []
    },
    "2026-06": {
      "opening": [
        {
          "id": "cash-cny",
          "cls": "cash",
          "name": "招商银行·活期",
          "value": 121000
        },
        {
          "id": "cash-usd",
          "cls": "cash",
          "name": "盈透证券·美元余额",
          "value": 2550
        },
        {
          "id": "stock-voo",
          "cls": "stock",
          "name": "VOO",
          "qty": 13,
          "price": 590
        },
        {
          "id": "stock-moutai",
          "cls": "stock",
          "name": "贵州茅台",
          "qty": 32,
          "price": 1540
        },
        {
          "id": "fund-gold",
          "cls": "fund",
          "name": "黄金 ETF",
          "value": 47000
        },
        {
          "id": "home",
          "cls": "fixed",
          "name": "自住房",
          "value": 1810000
        },
        {
          "id": "mortgage",
          "cls": "liability",
          "name": "住房贷款",
          "value": 802000
        }
      ],
      "balance": [
        {
          "id": "cash-cny",
          "cls": "cash",
          "group": "现金",
          "name": "招商银行·活期",
          "account": "招商银行",
          "currency": "CNY",
          "value": 146000
        },
        {
          "id": "cash-usd",
          "cls": "cash",
          "group": "现金",
          "name": "盈透证券·美元余额",
          "account": "盈透证券",
          "currency": "USD",
          "value": 1880
        },
        {
          "id": "stock-voo",
          "cls": "stock",
          "group": "美股",
          "name": "VOO",
          "account": "盈透证券",
          "currency": "USD",
          "qty": 15,
          "price": 610,
          "auto": true,
          "market": "US",
          "symbol": "VOO",
          "priceStatus": "ok",
          "priceAt": "2026-06-30(历史收盘)",
          "costBasisCNY": 66337.5
        },
        {
          "id": "stock-moutai",
          "cls": "stock",
          "group": "A股",
          "name": "贵州茅台",
          "account": "招商证券",
          "currency": "CNY",
          "qty": 30,
          "price": 1605,
          "auto": true,
          "market": "CN",
          "symbol": "600519",
          "priceStatus": "ok",
          "priceAt": "2026-06-30(历史收盘)",
          "costBasisCNY": 48150
        },
        {
          "id": "fund-gold",
          "cls": "fund",
          "group": "基金",
          "name": "黄金 ETF",
          "account": "支付宝",
          "currency": "CNY",
          "value": 49500,
          "manualPriceAt": "2026-06",
          "costBasisCNY": 49500
        },
        {
          "id": "home",
          "cls": "fixed",
          "group": "固定资产",
          "name": "自住房",
          "currency": "CNY",
          "value": 1810000,
          "manualPriceAt": "2026-06",
          "costBasisCNY": 1810000,
          "account": ""
        },
        {
          "id": "mortgage",
          "cls": "liability",
          "group": "负债",
          "name": "住房贷款",
          "account": "招商银行",
          "currency": "CNY",
          "value": 797500
        }
      ],
      "flows": [
        {
          "id": "jun-income",
          "kind": "income",
          "date": "2026-06-10",
          "subcat": "工资",
          "amount": 32000,
          "currency": "CNY",
          "toAssetId": "cash-cny",
          "note": "演示收入",
          "nonCashIncome": false,
          "incomeAssetMode": "value"
        },
        {
          "id": "jun-assetIncome",
          "kind": "assetIncome",
          "date": "2026-06-13",
          "holdingAmount": 45,
          "holdingCurrency": "USD",
          "amount": 326.25,
          "currency": "CNY",
          "fxRate": 7.25,
          "fromAssetId": "stock-voo",
          "toAssetId": "cash-cny",
          "note": "VOO 季度分红"
        },
        {
          "id": "jun-buy",
          "kind": "buy",
          "date": "2026-06-16",
          "amount": 9300,
          "holdingAmount": 1280,
          "currency": "CNY",
          "holdingCurrency": "USD",
          "qty": 2,
          "price": 640,
          "fxRate": 7.27,
          "fromAssetId": "cash-cny",
          "toAssetId": "stock-voo",
          "note": "买入美股 ETF"
        },
        {
          "id": "jun-sell-moutai",
          "kind": "sell",
          "date": "2026-06-20",
          "amount": 3210,
          "currency": "CNY",
          "qty": 2,
          "price": 1605,
          "fromAssetId": "stock-moutai",
          "toAssetId": "cash-cny",
          "note": "卖出部分贵州茅台"
        },
        {
          "id": "jun-expense",
          "kind": "expense",
          "date": "2026-06-22",
          "subcat": "保险",
          "amount": 6200,
          "currency": "CNY",
          "fromAssetId": "cash-cny",
          "note": "演示支出"
        },
        {
          "id": "jun-repay",
          "kind": "repay",
          "date": "2026-06-28",
          "amount": 4500,
          "currency": "CNY",
          "fromAssetId": "cash-cny",
          "toAssetId": "mortgage",
          "note": "演示还款"
        },
        {
          "id": "2026-06-migration-cash-cny",
          "kind": "valuation",
          "date": "2026-06-30",
          "amount": 9463.75,
          "currency": "CNY",
          "toAssetId": "cash-cny",
          "note": "演示账本余额调整"
        },
        {
          "id": "2026-06-migration-cash-usd",
          "kind": "valuation",
          "date": "2026-06-30",
          "amount": -670,
          "currency": "USD",
          "toAssetId": "cash-usd",
          "note": "演示账本余额调整"
        },
        {
          "id": "2026-06-migration-fund-gold",
          "kind": "valuation",
          "date": "2026-06-30",
          "amount": 2500,
          "currency": "CNY",
          "toAssetId": "fund-gold",
          "note": "演示账本余额调整"
        }
      ],
      "fxRates": {
        "CNY": 1,
        "USD": 7.25,
        "_status": {
          "USD": "ok"
        },
        "_date": "2026-06-30"
      },
      "copiedFrom": "2026-05",
      "createdAt": "2026-06-01T00:00:00.000Z",
      "updatedAt": "2026-06-01T00:00:00.000Z",
      "revision": 0,
      "sourceRevision": 0,
      "changeLog": []
    }
  }
}